Roth IRA conversions could make sense for early retirees who are able to control their income and avoid falling into a high tax bracket ...
Viewing money as "claim checks" that can be exchanged for goods and services is a very useful concept ...
The magic of compounding was evident when I recently compared my lifetime gross wage income to my current net worth ...
Savings and consumption are joined at the hip. The more we consume during our working years, the longer it will take to achieve financial independence ...
Early retirees are often misunderstood when it comes to their financial status. Being in a position to deal with "social debt" requires conservatism and a substantial financial reserve ...
Early retirement is a dream for many Americans. In addition to saving aggressively and investing well, success depends on navigating pitfalls in the tax code ...
Treasury Inflation Protected Securities currently offer the potential for a positive inflation-adjusted return if used appropriately ...
Many market observers seem to lack an understanding of the effect of rising interest rates on fixed maturity securities. This article explains the basic principles of bond investing ...
If reading Benjamin Graham represents "vaccination" against speculation, then having a small “mad money” account could be a form of "variolation" ...
Financial independence enabling early retirement is a worthy goal, but there are important considerations that are often ignored by the FIRE movement ...
Anchoring is a common mental heuristic, or short cut, that can be useful in many contexts but often proves very damaging when it comes to financial decisions ...
Few investments are as boring as savings bonds but they can play an important part of a portfolio. This is especially true based on interest rate conditions in the early 2020s ...
As an investor, are you making rational decisions when it comes to taxes? Too many investors let "the tax tail wag the investment dog." ...
The goal of financial independence is best viewed as a means to an end rather than an end in itself. Financial independence is achieved when cash flow exceeds spending needs ...
Money cannot guarantee happiness but poverty caused by financial illiteracy will guarantee misery. Fortunately, financial literacy is not as complex as many seem to think ...
When can you give up the security of a regular paycheck? This is the fundamental question that everyone must answer in the context of their own retirement ...
Stocks can be a great way to build wealth over long periods of time, but in the short run anything can happen. Using a bond ladder can be a useful strategy for many investors ...
A bicycle is an incredibly versatile vehicle and can actually replace a car for many people. This has the potential to create financial, health, and environmental benefits ...
It can be complicated to navigate the Affordable Care Act, also known as "Obamacare". This article provides some guidance on plan selection and available subsidies ...
Moving is nobody's idea of fun, but it is an inevitable part of life. Being aware of available options can help save a substantial amount of money ...