Driving absolutely everywhere in a two ton metal box on wheels is fundamentally wasteful and irrational. The rational way to think about automobiles is that they serve very useful purposes when one needs to accomplish very specialized tasks. If you
How I Escaped the Car Clown Habit
Many personal finance articles try to get people to believe that very minor changes, such as skipping the morning latte at Starbucks, will lead to financial freedom. While small steps do indeed help, the fact is that many of us